Bring Your whole self to work, focus on disability awareness: interview with steven shiner, senior vice president claims, executive sponsor, being MAPRE committee

Bring Your Whole Self to Work: An Interview with MAPFRE’s Steven Shiner, Senior Vice President Claims & Executive Sponsor, Being MAPFRE Committee

Work Without Limits is always proud to highlight the wonderful work being done by the  inclusive employer sponsors in our Disability:IN Massachusetts network. This month, we are featuring the great effort initiated by MAPFRE USA’s Being MAPFRE Committee. To raise disability awareness and foster a culture of inclusion within the company, the Being MAPFRE Committee began as a dedicated way to increase disability inclusion and is now the Diversity & Inclusion Council. In 2018, the company launched ‘Bring Your Whole Self to Work’, an interactive online forum for employees to be able to express their individuality. As part of ‘Bring Your Whole Self to Work’, the Being MAPFRE Executive Sponsors, Francois Facon, Executive Vice President and CFO and Steven Shiner, Senior Vice President, Claims, wrote articles focused on Disability Awareness. Below you will read the interview with Steven Shiner and the important emphasis MAPFRE USA puts on being a diverse and inclusive employer.

 

 In the spirit of MAPFRE’s Disability & Inclusion 2018 theme of Bring Your Whole Self to Work, can you share a little about yourself?  What are some fun facts or interesting information about you that you’d like to share with employees?

I’ve been bringing my whole self to work at MAPFRE for a very long time! I started my career with Commerce Insurance in 1985 shortly after graduating from Nichols College. This past January marks my 33rd year with the company. I started out as a Claim representative working in what was a very small department at that time. We had fewer than 30 employees in the Claim department and I was assigned to handle all claims from policyholders whose last name started with a “K”. Yes, believe it or not, that’s how we distributed claims in those days. We also had one computer at the end of each isle shared by 8 – 10 employees.  I can’t remember what we used the computer for but obviously, it wasn’t very much! We’ve come a long way since then and I’ve been incredibly fortunate to have been part of the continued growth and success of this company. But the best part of working here for so many years is the hundreds of great people that I’ve gotten to know and the many friendships that I’ve developed.

Outside of work I have a lot of interests. I enjoy skiing, cycling, gardening, spending time at the Cape and traveling, but my passion has always been golf. It’s one of life’s most humbling activities but it keeps me out of trouble on weekends. My wife and I have been blessed with three children; two boys and a girl. Two of the three are out on their own pursuing their careers and our third is a sophomore in college. Our eldest, a daughter, just recently gave us the best gift ever, a beautiful granddaughter. So now I have a new passion!

Why did you choose to be an Executive Sponsor of the Being MAPFRE Committee? Why is being a part of this work important to you?

It was actually one of my colleagues, Mary Singas, who approached me about our diversity and inclusion initiative at MAPFRE. Mary was involved in the program and mentioned the group was looking for an executive sponsor and wondered whether I’d be interested. I loved the idea of becoming part of a team focused on making our work environment more welcoming and inclusive, as well as easier for people with physical disabilities to navigate. But most compelling was the possibility of helping people with disabilities (people who may have had difficulty finding employment elsewhere) build a successful career at MAPFRE.

What does workplace inclusion mean to you, whether it’s about disability inclusion or other types of diversity?

I envision a working environment where our dedicated, hard-working, employees can be completely comfortable being who they are at work; where diversity is recognized as an organizational strength and where we, as employees, continuously work at focusing on the positive attributes of our fellow employees and celebrating their strengths, rather than perceived differences or limitations.

To our employees who identify as having a disability, what would you like them to know?

Through my participation in this group, I have come to learn that we have many employees with various types of disability. I know it’s a very personal decision, but for those who identify as having a disability, I’d want those employees to know that we are here to offer our support, any time they need it.

Why do you think groups like the new Caregiver’s Network are important to have? What value do you see in affinity groups?

I think it’s great that we are helping our employees that have common interests or challenges (such as caring for a loved one with an illness or a disability) develop a network and provide a forum where they can share experiences, ideas and suggestions. There is probably no better support system than to hear about the experiences of others who have walked in your shoes.

We’ve accomplished a lot of work in the last few years in respect to disability inclusion. What do you see as important to focus on now and in the future?

As I mentioned earlier, I’d like MAPFRE to be recognized as a company that provides employment opportunities to talented people with disabilities. In order to do this, we will have to leverage technology to make accommodations for people with physical disabilities, such as sight or hearing impairments.  It will surely take time for us to identify and adapt these technologies to our systems but as we go through our digital transformation I’d like to see us avail ourselves of these opportunities.

 

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Mr. Shiner has served as MAPFRE USA’s chief claim officer since March 2014. He is a member of the MAFPRE USA Technical and IT Steering Committees. He has served on various advisory boards and industry committees, including the Governing Board of the Insurance Fraud Bureau of Massachusetts. Mr. Shiner began his career in 1985 with Commerce Insurance, now MAPFRE Insurance. He has held various roles of increasing responsibility within the Claims Department, including manager, Casualty Claims, general manager/assistant vice president, National Claims and vice president, National Claims. Mr. Shiner is a graduate of Nichols College, where he earned a Bachelor of Science in Business Administration. He earned the Chartered Property Casualty Underwriters designation in 2000, and completed the MAPFRE International Management Development program in Madrid, Spain, in 2010 and MAPFRE’s Accelerated Leadership Program in 2012.

43 Comments

  1. How i got back my ex husband after he left me and our kids” I suggest you read my testimony. I’m from united state, I’m so excited my husband is back after he left me for another woman. My husband was having an affair with a co-worker and i love my husband so much but he was cheating on me with his co-worker and this girl i think she uses witchcraft or black magic on my husband to make him hate me and this was so critical and uncalled-for, I cry all day and night for God to send me a helper to bring back my husband! I was really upset and i needed help, so i searched for help online and I came across a website that suggested that Lord Zuma can help get ex-boyfriend back fast. So, I felt I should give him a try. I contacted him and he told me what to do and i did it, then he did a love spell for me. 11hours later, my husband really called me and told me that he miss me so much, Oh My God! i was so happy, and today i am happy with my man again and we are joyfully living together and i thank the powerful spell caster Lord Zuma, he is so powerful and i decided to share my story online here. if you are here and your Lover is turning you down, or your husband moved to another woman, do not cry anymore, contact Lord Zuma for help now..Here’s his contact, spiritualherbalisthealing@gmail.com or WhatsApp him: +1 506 800 1647

    • Hi everyone I’m Olivia Hannah and am here to share the wonderful work Dr Raypower did for me. After 5 years in marriage with my husband with 2 kids, my husband started acting weird and going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a old friend of mine told me about a spell caster on the internet called Dr. Raypower who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he helped me cast a love spell and within 48hours my husband came back to me and started apologizing, now he has stopped going out with other ladies and his with me for good and for real. Contact this great love spell caster for your relationship or marriage problem to be solved today via email: Urgentspellcast@gmail.com or WhatsApp: +12097838804

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      • My name is Ashley Vivian, Am here to share a testimony on how Dr Raypower helped me. After a 1/5 year relationship with my boyfriend, he changed suddenly and stopped contacting me regularly, he would come up with excuses of not seeing me all the time. He stopped answering my calls and my sms and he stopped seeing me regularly. I then started catching him with different girls several times but every time he would say that he loved me and that he needed some time to think about our relationship. But I couldn’t stop thinking about him so I decided to go online and I saw so many good talks about this spell caster called Dr Raypower and I contacted him and explained my problems to him. He cast a love spell for me which I use and after 24 hours,my boyfriend came back to me and started contacting me regularly and we moved in together after a few months and he was more open to me than before and he started spending more time with me than his friends. We eventually got married and we have been married happily for 3 years with a son. Ever since Dr Raypower helped me, my partner is very stable, faithful and closer to me than before. You can also contact this spell caster and get your relationship fixed Email:urgentspellcast@gmail.com or see more reviews about him on his website: https://urgentspellcast.wordpress.com WhatsApp: +1 (209) 783-8804

      • HOW TO GET YOUR EX LOVER/PARTNER/BOYFRIEND OR HUSBAND BACK. CALL/WHATSAPP +1(424)-261-8520.

        I’m so very grateful to Dr Larry, for bringing my husband who left me for another woman, that moment my husband Left me I thought I lost everything until I saw a blog post on how use his powerful spell to reunite broken relationship, I messaged him and told him the pain I was going through so he told me that everything was going to be fine that if I have the faith and believe in him that the spell will surely work for me and my husband will surely come back home and he told me what to do, After 24hrs, my husband came back home begging for my forgiveness, am so happy and grateful to Dr Larry, if you need his help email him 

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      • URGENT AND EFFECTIVE LOVE SPELL THAT WORK. DR LARRY +1(424)-261-8520

        Hello everyone i want to testify of the great and powerful spell caster named Dr Larry who brought back my ex who left me and got engaged to another girl, We where happy together when all of a sudden he just change he used to call me every morning and and night before going to bed but all that stopped when i call him he yell at me and told me he didn’t want to have anything to do with me anymore i was so sad and confused i didn’t know what to do then i went online to search on how to get back my ex then i found an article where someone was talking about how the great and powerful Dr Larry helped her and she left his email address i took it and contacted him i told him my problem he only smiled and told me to relax everything will be OK i did everything he asked me to do and he assured me that after 24hrs he will be back, To my greatest surprise the next morning it was my boyfriend he came back kneeling and begging for me to accept him back now we are so happy together he can also help you contact him.  View on youtube https://youtu.be/ginVXzh2Q78 EMAIL: assurancesolutionhome@gmail.com   Website: http://assurancesolutioncenter.website2.me/    CALL/WHATSAPP: +1(424)-261-8520   https://www.facebook.com/assurancesolutionhome/      

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      My Husband broke up with me after 9years of relationship. It started from small misunderstandings after which he told me that it would be good to take a break, which I think turned into a breakup. He no longer looks for me, he blocked my number and people said they saw him with another woman, this brought tears to my eyes because we are about to marry, I searched for help when I came across this spiritual man called PRIEST OSAS who have helped many people having relationship problem, I talked with him about my situation and he described to me the process to get back with my lover, I followed his instructions and today I’m happy because my man came back after 5 months of breakup and we are happily married now. If you need the help of a spell caster for any kind of relationship problem contact PRIEST OSAS for a lasting solution. EMAIL: Unsurpassed.solution@gmail.com
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  2. Am very happy again, my life has changed for good after Prophet/Dr Odiboh brought back my divorced wife within 72 hours. Contact him now for any help on relationships matter or for your lottery favour and life issues in general via Email on: odibohsolutionhome@gmail.com or whatsapp +2347048883838..

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  5. How my Aunt got back her Husband with the help of Dr. Irurulay. +234 7045410079

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  6. Contact The Great Spell Caster Dr PETER To Help You Get Your Ex Lover back and save marriage WhatsApp +2348162247974

    Life comes with different experiences I don’t know what you have experience but this is my short testimony, I am happy typing this because I have peace in my marriage again and all thanks to a great man called Dr Peter, he is a powerful spell caster that help reconcile the dispute between me and my husband with a love spell, my husband left home and live with another woman for 7 months without caring for me and our 4 years daughter, financially I am fine but I need the tender care of a man, I beg him to come back home several times but nothing work out, I even asked his elder sister to help me beg him which didn’t work out. So one day I read a testimony of a woman who described how Dr Peter helped her stop her husband from divorcing her with a love spell so I took his contact and explained my problems to him, he told me what is needed for the love spell and which I did so then after 48hours time my husband came back home begging for my forgiveness so that was how my marriage was saved. If you need his help do not hesitate to contact him on his Email: drpeterspellcaster21@gmail.com for any problem bothering your heart and he will get them solved for you, you can also contact him on his WhatsApp number +2348162247974 Facebook page https://web.facebook.com/drpeterspellcaster22 website: https://drpeterspellcasters.wordpress.com Blog: https://drpeterspellcaster22.blogspot.com/

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  8. I would gladly tell you all that I was able to put an end to my divorce issue and restore my marriage again, because I never wanted it to happen. I don’t know what came over my husband that he was filing for divorce, i tried to talk him out of it but he didn’t listen to me, i had no other option than to seek the help in any where I could think of and went to the length of contacting Dr.Jumba and now am glad I did ask for help from him. Because if not for the help Dr. Jumba, I don’t know what would have become of my marriage now because I loved my husband so much that I couldn’t stand losing him. The spell worked like magic with the way and manner my husband changed and started showing love instead of the divorce he was planning. I’m just too happy that everything is in place for me now. I would gladly recommend the use of spell to any one going through marriage problems and want to put an end to it by emailing Dr.Jumba through his website on https://drjumbaspellhome.wordpress.com/ and that was were i got the help to restore my marriage you can email or text him Via : wiccalovespelltools@gmail.com or +27651108524

  9. My boyfriend left me for another girl for some silly reasons. He keeps telling me that I am nothing to him. He said he wants to be with the other girl. that he has no feeling for me anymore. This started more than one month ago. By this time he also speaks to me but not in his own mood or to rebuild our relationship. He does so because I request him to be with me at least for some hours or some minute… we talk only once …but I can’t stay without him. I want him back.. I was really worried and I needed help, so I searched for help online and I came across a website that suggested that Lord Zuma can help get ex lover back fast. So, I felt I should give him a try. I contacted him and he told me what to do, and I did it then he did a Love spell for me. Some hours later, my boyfriend really called me and told me that he misses me so much, So Amazing!! So that was how he came back that same day, with lots of love and joy, and he apologized for his mistake, and for the pain he caused me when he left. Then from that day, our relationship was now stronger than how it was before, All thanks to Lord Zuma. he is so powerful and I decided to share my happiness on the internet that Lord Zuma is real. if you are here and you need your ex lover back or save your marriage fast. Do not cry anymore, contact Lord Zuma now. Here’s his email: spiritualherbalisthealing@gmail.com or WhatsApp him: +1 506 800 1647

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    Am writing this article to thank Dr. Jumba, the powerful spell caster that helped me recently to bring back my ex lover that left me for another woman for no reason for the past 8 years. After seeing a post on the internet by Jenna from the USA saying how she was helped by Dr. Jumba, I also decided to contact him for help because I had no choice. All I wanted was for me to get my lover back and happiness. To my greatest surprise my lover came home on his knees that i should find a place in my heart to forgive him, I was truly astonished and shocked when my lover knelt down begging for forgiveness and for me to accept him back. I am really short of expressions, and I don’t know how much to convey my appreciation to you Dr. Jumba. You are a God sent to restore a broken relationship, And now I’m a joyful woman. his contact details are; wiccalovespelltools@gmail.com Whatsapp number +27651108524 . Website : https://drjumbaspellhome.wordpress.com

  11. HOW TO GET YOUR EX LOVER/PARTNER/BOYFRIEND OR HUSBAND BACK. CALL/WHATSAPP +1(424)-261-8520.

    I’m so very grateful to Dr Larry, for bringing my husband who left me for another woman, that moment my husband Left me I thought I lost everything until I saw a blog post on how use his powerful spell to reunite broken relationship, I messaged him and told him the pain I was going through so he told me that everything was going to be fine that if I have the faith and believe in him that the spell will surely work for me and my husband will surely come back home and he told me what to do, After 24hrs, my husband came back home begging for my forgiveness, am so happy and grateful to Dr Larry, if you need his help email him 

    Email  assurancesolutionhome@gmail.com
    WhatsApp  +1(424)-261-8520website http://assurancesolutioncenter.website2.me/

  12. How I Got My Husband Back With The Help Of a Real Genuine Spell Caster Called DR PETER WhatsApp +2348162247974 Is The Best Spell Caster Online And His Result Is 100% Guaranteed

    Hello everyone out who still cares about getting their Ex-husband back, I’m writing this article to appreciate the good work of DR PETER that helped me recently, i was unable to give birth due to [Polycystic ovary syndrome] PCOS, I was so devastated, my husband then left me for another woman for almost 1 year i was lonely i cried a lot i even tried taking my life, After seeing a comment of a woman on the internet testifying of how she was helped by DR PETER. I also decided to contact him for help because all I wanted was for me to get my husband happiness and to make sure that I have a child and must grow up with my husband. I’m happy today that he helped me and I can proudly say that my husband is now with me again, I’m 1 month pregnant and he is now in love with me like never before. Are you in need of any help in your relationship like getting back your man, wife, boyfriend, girlfriend, or getting cured of any illness, E.T.C. Viewers reading my post that needs the help of DR PETER should message him easily Easily on;

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  13. HOW TO GET YOUR EX LOVER/PARTNER/BOYFRIEND OR HUSBAND BACK. CALL/WHATSAPP +1(424)-261-8520.

    I’m so very grateful to Dr Larry, for bringing my husband who left me for another woman, that moment my husband Left me I thought I lost everything until I saw a blog post on how use his powerful spell to reunite broken relationship, I messaged him and told him the pain I was going through so he told me that everything was going to be fine that if I have the faith and believe in him that the spell will surely work for me and my husband will surely come back home and he told me what to do, After 24hrs, my husband came back home begging for my forgiveness, am so happy and grateful to Dr Larry, if you need his help email him

    Email assurancesolutionhome@gmail.com
    WhatsApp +1(424)-261-8520
    website http://assurancesolutioncenter.website2.me/

  14. Hello everyone i want to testify of the great and powerful spell caster named Priest Jumba who brought back my ex who left me and got engaged to another girl,We where happy together when all of a sudden he just change he used to call me every morning and and night before going to bed but all that stopped when i call him he yell at me and told me he didn’t want to have anything to do with me anymore i was so sad and confused i didn’t know what to do then i went online to search on how to get back my ex then i found an article where someone was talking about how the great and powerful Priest Jumba helped her and she left his email address i took it and contacted him i told him my problem he only smiled and told me to relax everything will be OK i did everything he asked me to do and he assured me that after 24hrs he will be back,To my greatest surprise the next morning it was my boyfriend he came back knelling and begging for me to accept him back now we are so happy together he can also help you contact him on wiccalovespelltools@gmail.com https://drjumbaspellhome.wordpress.com

  15. DR EMU WHO HELP PEOPLE IN ANY TYPE OF LOTTERY NUMBERS
    It is a very hard situation when playing the lottery and never won, or keep winning low fund not up to 100 bucks, i have been a victim of such a tough life, the biggest fund i have ever won was 100 bucks, and i have been playing lottery for almost 12 years now, things suddenly change the moment i came across a secret online, a testimony of a spell caster called dr emu, who help people in any type of lottery numbers, i was not easily convinced, but i decided to give try, now i am a proud lottery winner with the help of dr emu, i won $1,000.0000.00 and i am making this known to every one out there who have been trying all day to win the lottery, believe me this is the only way to win the lottery.

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  16. Greetings to everyone reading this testimony. I was rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kids home and moved in with the lady . one day I was reading articles about spell casters , I clicked this YouTube link https://youtu.be/kBvs5nQcjWo and read how Dr Jumba helped a woman to get back her lover within 24 hours and i gave him a reply to his address and he told me not to worry he will help me bring back my husband and make him love me forever. I believed him and today I am glad to let you all know that Dr Jumba’s powerful spell worked for me perfectly. i highly recommend Dr jumba for more information about Dr jumba below are his website and Facebook page . website : https://drjumbaspellhome.wordpress.com . Facebook : https://www.facebook.com/Wicca-spell-tools-102869698481356

  17. Hello my name is Corie from USA I want to tell the world about the great and mighty spell caster called Priest Elijah my husband was cheating on me and no longer committed to me and our kids when I asked him what the problem was he told me he has fell out of love for me and wanted a divorce I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful Priest Elijah have helped so many in similar situation like mine he email address was there so I sent him an email telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you contact

    universalspellhelp@gmail. com or universalspellhelp@yahoo. com

    WhatsApp +2347054380994.

  18. Life comes with different experiences I don’t know what you have experience but this is my short testimony, I am happy typing this because I have peace in my marriage again and all thanks to a great man called Dr Peter, he is a powerful spell caster that help reconcile the dispute between me and my husband with a love spell, my husband left home and live with another woman for 7 months without caring for me and our 4 years daughter, financially I am fine but I need the tender care of a man, I beg him to come back home several times but nothing work out, I even asked his elder sister to help me beg him which didn’t work out. So one day I read a testimony of a woman who described how Dr Peter helped her stop her husband from divorcing her with a love spell so I took his contact and explained my problems to him, he told me what is needed for the love spell and which I did so then after 48hours time my husband came back home begging for my forgiveness so that was how my marriage was saved. If you need his help do not hesitate to contact him on his for any problem bothering your heart and he will get them solved for you, you can also contact him on his WhatsApp number +2348162247974
    Facebook page https://web.facebook.codrpeterspellcaster22
    website: https://drpeterspellcasters.wordpress.com
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  19. I HIGHLY RECOMMEND WICCA LOVE SPELL TOOLS IF YOU HAVE ANY PROBLEM .

    I completely trust Dr Jumba totally from the time I spoke with him during the period my husband Left me after11 years of marriage, He started the spell work on my husband, and gave me so much assurance and guaranteed me that he was going to bring my husband back to me in 48 hours of the spell process. I was so confident in his work and just as he said in the beginning, my husband is finally back to me, all thanks to Dr Jumba. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help.. E-mail; wiccalovespelltools@gmail.com website : https://drjumbaspellhome.wordpress.com

  20. Life comes with different experiences I don’t know what you have experience but this is my short testimony, I am happy typing this because I have peace in my marriage again and all thanks to a great man called Dr Peter, he is a powerful spell caster that help reconcile the dispute between me and my husband with a love spell, my husband left home and live with another woman for 7 months without caring for me and our 4 years daughter, financially I am fine but I need the tender care of a man, I beg him to come back home several times but nothing work out, I even asked his elder sister to help me beg him which didn’t work out. So one day I read a testimony of a woman who described how Dr Peter helped her stop her husband from divorcing her with a love spell so I took his contact and explained my problems to him, he told me what is needed for the love spell and which I did so then after 48hours time my husband came back home begging for my forgiveness so that was how my marriage was saved. If you need his help do not hesitate to contact him on his Email: drpeterspellcaster21@gmail.com for any problem bothering your heart and he will get them solved for you, you can also contact him on his WhatsApp number +2348162247974
    Facebook page https://web.facebook.codrpeterspellcaster22

  21. Hi, I’ve been searching for help on how to get my ex lover back that broke up with me 2 years ago.. I was traumatized by the break up and nearly wanted to commit suicide but I thank God that I got the contact of Dr Jumba the spiritual father that helped me to get back my ex lover after much searching of help from different places. When I got in touch with Dr Jumba , I explained everything to him to he gave me his words of encouragement and told me that he was going to prepare a spell for me that will help me get back my ex lover within 24 hours and I believed in his words for I was referred to him by a friend who he helped and right now, my ex lover is back and we are living happily together to get married next month. If you need any assistance whatsoever like getting a lover back, lottery winning spell ,pregnancy spell E.T.C. Then, I suggest that you get in touch with Dr Jumba now through his website https://drjumbaspellhome.wordpress.com or Email: Wiccalovespelltools@gmail.com . Dr Jumba youtube channel : Dr Jumba – YouTube my Youtube channel : https://www.youtube.com/shorts/5wq6vgKWeao

  22. URGENT EFFECTIVE LOVE SPELL TO GET YOUR EX BACK FAST AND TO SAVE YOUR MARRIAGE! drpeterspellcaster21@gmail.com TEXT/CALL +234 816 224 7974

    URGENT EFFECTIVE LOVE SPELL TO GET YOUR EX BACK FAST AND TO SAVE YOUR MARRIAGE! drpeterspellcaster21@gmail.com HE IS THE BEST SPELL CASTER ONLINE AND HIS RESULT IS 100% GUARANTEED.

    My name is Violet Barnes. I promise to share my testimony to the world once my husband returns back to me, and today with all due respect I want to say a very big thanks to DR PETER for the wonderful work he did for me in helping me to save my marriage, my husband ask for a divorce letter because of the little misunderstanding we had in the past few month, And i never wanted this because I love my husband so much and all our investment was a joint business and I don’t want to be far away from my family and my two lovely kids. My friend told me about DR PETER and how he also helped her with her marital issues, so I had to contact him because I want to stop my husband from completing the divorce letter and I want to keep my family together and after contacting him, I was told what I needed to do and when I was going to start seeing the result, I did as DR PETER has instructed and after 2 days my Husband call me and start asking for my forgiveness and it was all like a dream to me and we are all living happily together again all thanks to DR PETER . Contact Him today for any problem bothering you and he will get them solved for you via Email: drpeterspellcaster21@gmail.com text/call WhatsApp number: +234 816 224 7974

    PAGE: https://web.facebook.com/drpeterspellcaster22

    BLOGSPOT: https://drpeterspellcaster22.blogspot.com/

    WEBSITE: https://drpeterspellcaster.wixsite.com/my-site

    https://www.youtube.com/channel/UCL73

  23. I’m so happy to have my lover back again after 3 month which we where separated. I never thought we will live a happy life together again but today I am glad for what dr unity did for me, here’s your solution if you need any help also”in your marriage /relationship.
    Here his contact..
    WhatsApp him: +2348055361568 ,
    Email him at: Unityspelltemple@gmail.com
    His website:http://unityspelltemple.website2.me

  24. This is a very joyful day of my life because of the help Doctor TRUE LOVE rendered to me by helping me get my ex back with his Powerful spell, And the pregnancy work he did i am so grateful to him Thank you so much Dr TRUE LOVE for the great work that you have done. Now, i can boldly say that i have been called back at my place of work, My Daughter is back home and i was tested Pregnant this morning after the Medical Text that i went through this morning at my place of Work. Was last pregnant since 14 years ago and now am tested Positive. I want to use this medium to say thank you so much and i will personally come to say Appreciation to you. You can email him and he can do more for you also because i know that there are people who needs his help like me. His email address is ( Truelovespellcaster1@gmail.com ) His cell : +2349066156025 You are so powerful. This is for real people in need. THANK YOU DR TRUE LOVE.

  25. Get your ex husband/wife back Quickly & Permanently.
    My name is Shannon Mattingly from USA. My husband left me for another woman. The most painful thing is that I was pregnant with our second baby. I wanted him back. I did everything within my reach to bring him back but all was in vain, I wanted him back so badly because of the love I had for him, I begged him with everything, I made promises but he refused. I explained my problem to my friend and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back , I had no choice than to try it. I messaged the spell caster called dr unity, and he assured me there was no problem and that everything will be okay before 11 hours. He cast the spell and surprisingly 11 hours later my husband called me. I was so surprised, I answered the call and all he said was that he was so sorry for everything that had happened He wanted me to return to him. He also said he loved me so much. I was so happy and went to him that was how we started living together happily again.thanks to dr unity . if you are here and your Lover is turning you down, or your husband moved to another woman, do not cry anymore, contact Dr.Unity for help now..
    Here his contact…WhatsApp: +2348055361568 ,
    Email: Unityspelltemple@gmail. com

  26. I was absolutely desperate to get my husband back. Life without my husband was a real mess for me and my children. I wanted a dramatic change and I thought a love spell could be the solution. After discussing the resolution with Him, he gave me hope that he will restore my marriage. I felt confident that he would actually make my husband return home and he did! It’s fantastic what this great spell caster has done for me, his help is priceless! I don’t know what I would have done without his help, He does his job so well he is organized and highly functional, i believe he is the best service to use i can count on when it comes to restoring relationship, I was floored that his worked was perfect, if you need help, wiccalovespelltools@gmail.com or his website and facebook page https://drjumbaspellhome.wordpress.com , https://www.facebook.com/Wicca-spell-tools-102869698481356

  27. Hello everyone i want to testify of the great and powerful spell caster named dr Jumba who brought back my ex who left me and got engaged to another girl,We were happy together when all of a sudden he just change he used to call me every morning and and night before going to bed but all that stopped when i call him he yell at me and told me he didn’t want to have anything to do with me anymore i was so sad and confused i didn’t know what to do then i went online to search on how to get back my ex then i found this youtube channel https://www.youtube.com/shorts/5wq6vgKWeao where someone was talking about how the great and powerful Dr Jumba helped her and she left his email address i took it and contacted him i told him my problem he only smiled and told me to relax everything will be OK i did everything he asked me to do and he assured me that after 24hrs he will be back,To my greatest surprise the next morning it was my boyfriend he came back kneeling and begging for me to accept him back now we are so happy together he can also help you contact him on wiccalovespelltools@gmail.com  website : https://drjumbaspellhome.wordpress.com

  28. QUICK CREDIT REPAIR WITH HACK VANISH 2022

    Special thanks to HACK VANISH, a professional hacker I’ve been hiring for the past 2 years because, I find him to be an outstanding hacker who has aided me in various hacking related issues, ranging from fixing my poor FICO credit score of about 437 TransUnion, 462 Equifax to 802 plus excellent score, tracking my cheating husband’s phone and currently has helped me recover my lost crypto funds from an online scam investment I recently ventured into, I must confess he is the best, quite brilliant, ever since I discovered him through a positive review I saw on Wallet Hub and reached out to him via Email: HACKVANISH @ GMAIL. COM, and Phone: +1(747) 293-8514, to which he responded in less than 10mins, I have never regretted working with him, he’s been quite helpful and highly efficient. I Would recommend his services to anyone without hesitation.

  29. Best Spell Caster in the World/Email: Unityspelltemple@gmail.com

    It WORKS! My ex blocked me on every platform. It took a while, about two months or so, but HE UNBLOCKED ME JUST A FEW HOURS AGO! Don’t give up! IT WORKS! contact Dr.Unity for help now..we are back together. Have faith in this process..Here his contact..WhatsApp him: +2348055361568 , Email him at: Unityspelltemple@gmail.com , His website:http://unityspelltemple.website2.me Amanda Lee NY,USA.

  30. Hello everyone i want to testify of the great and powerful spell caster named dr Jumba who brought back my ex who left me and got engaged to another girl,We were happy together when all of a sudden he just change he used to call me every morning and and night before going to bed but all that stopped when i call him he yell at me and told me he didn’t want to have anything to do with me anymore i was so sad and confused i didn’t know what to do then i went online to search on how to get back my ex then i found this youtube channel https://www.youtube.com/shorts/5wq6vgKWeao where someone was talking about how the great and powerful Dr Jumba helped her and she left his email address i took it and contacted him i told him my problem he only smiled and told me to relax everything will be OK i did everything he asked me to do and he assured me that after 24hrs he will be back,To my greatest surprise the next morning it was my boyfriend he came back kneeling and begging for me to accept him back now we are so happy together he can also help you contact him on wiccalovespelltools@gmail.com  website : https://drjumbaspellhome.wordpress.com ….,,.

  31. Just got back my ex husband with the help of powerful love spell caster, you can fix your broken relationship now, don’t give up yet and do not cry anymore, contact Dr.Unity for help now, happiness is worth fighting for.
    Here his dr unity
    contact… WhatsApp him at: +2348055361568 ,
    Email him at: Unityspelltemple@gmail. com

  32. GREAT LOVE SPELL CASTER DR PETER THAT HELP ME SAVE MY RELATIONSHIP..TEXT OR ADD HIM UP ON WHATSAPP +2348162247974

    My name is CARLY ARDEN. I want to give thanks to DR PETER for bringing back my ex husband. No one could have ever made me believe that the letter I’m about to write would actually one day be written. I was the world’s biggest skeptic. I never believed in magic spells or anything like this, but I was told by a reliable source (a very close co-worker) that Trust is a very dedicated, gifted, and talented person, It was one of the best things I have ever done. My love life was in shambles; I had been through two divorces and was on the brink of a third. I just couldn’t face another divorce, and I wanted to try harder to make our relationship work, but my husband didn’t seem to care. and he broke up with me again. I was confused and did not know what to do again, rather than to get in contact with DR PETER . He did a love spell that made my husband come back to me. We are now very much happy with ourselves. DR PETER makes him realize how much we love and need each other. This man is for real and for good. He can also help you to fix your broken relationship. I had my husband back! It was like a miracle! He suddenly wanted to go to marriage counseling, and we’re doing very well in our love life. contact details WhatsApp on +2348162247974

    email: drpeterspellcaster21@gmail.com

    website: https://drpeterspellcaster.wixsite.com/my-site

    page: https://web.facebook.com/drpeterspellcaster22

  33. Hello everyone i am very glad shearing this my amazing testimony on how Priest Bacasim brought back my husband, i have been living in hell for the past 2 years since my husband left me, i saw a testimony of a woman online on how Prist Bacasim restore her husband back to her, so i decided to also contact him through his email and i explain everything to him and he promised he will bring back my husband in 48hrs, at first i didn’t believe it 100% but i have no choice, he told me what i should do which i did, on a faithful morning as i was preparing for work i saw my husband in front of the house i was so surprised, he started begging me to forgive him, i had to forgive him because i love him so much and now we are living happily together. I also want you out there that is also facing the same marital problem to also contact him for help and i believe he will help you. here are his contacts. Email pristbacasim2000@gmail.com or WhatsApp him on +15202103368. you can also visit my website @ https://priestbacasima2001.wixsite.com/priest

  34. Am writing this article to thank Dr. Jumba, the powerful spell caster that helped me recently to bring back my ex lover that left me for another woman for no reason for the past 8 years. After seeing a post on the internet by Jenna from the USA saying how she was helped by Dr. Jumba, I also decided to contact him for help because I had no choice. All I wanted was for me to get my lover back and happiness. To my greatest surprise my lover came home on his knees that i should find a place in my heart to forgive him, I was truly astonished and shocked when my lover knelt down begging for forgiveness and for me to accept him back. I am really short of expressions, and I don’t know how much to convey my appreciation to you Dr. Jumba. You are a God sent to restore a broken relationship, And now I’m a joyful woman. is contact details are; wiccalovespelltools@gmail.com Whatsapp number +27651108524 . Website : https://drjumbaspellhome.wordpress.com

  35. A big thanks to Dr PATRICK, who brought back my husband. Me and my husband were living happily, but I found my husband so strange and I didn’t know what was going on, and he actually sought for a divorce, and he left. I was searching for a way to solve this problem but nothing seemed to happen Until a very good friend of mine told me about a good spell caster called Dr PATRICK. I thought it was not going to work but I just gave it a trial and I contacted him by email and told him what the problem was. He told me not to worry that in 2 days time my husband will call me and will love me again but i was still in doubt but to my greatest surprise it happened just as the spell caster has said. My husband called me and started apologizing for what he had done. I should forgive him. Dr PATRICK is a good spell caster and he has helped people all over the world and to you all that are faced with the same or similar problem. I want you to contact him by email: drpatrickspellcaster@hotmail.com or whatsApp him +2347044745704 his  website https://drpatrickspellcast.wixsite.com/my-site/contact

  36. GREAT THANKS TO DR TRUE LOVE SPELL CASTER FOR HELPING ME WHEN I NEEDED HELP.

    I am so happy to testify about a great spell caster that helped me when all hope was lost for me to unite with my fiance that i love so much. Am from Chicago and my name is Avery Lindsey, I had a fairy tale kinda love story and everyone around me call me the lucky one for having such a sweet love life but even the best love story can still go sour, before things went south I tried my best to make things work with everything that I can think of but thing still keeps going south. breakup is a bitch and dealing with life was difficult and everyone see you like an object of pity. I desperately had to do something and that was when i was introduced to this spiritual home, I was told once that if you need it bad enough you will go for it. i came across many spell casters but they promised and nothing came up but an African friend who was my neighbor introduced me to Dr TRUE LOVE and i emailed him with his email : Truelovespellcaster1@gmail.com and he replied me so kindly and help me get back my lovely relationship that was already gone for 4 months. At first his instructions sounded barbaric but I followed them and inexplicable results happened within 72hrs, Am so happy and all thanks to Dr TRUE LOVE SPELL CASTER for helping me with his white love powers. If you have any kind of problem email him now for help with Truelovespellcaster1@gmail.com

  37. I want to share this amazing testimony to the world for the good work this great and Powerful man call Dr. Osita has done in my family, I never believe in oracle because of the things that have been happening in the world now. I tried all sorts of things just to make sure i put an end to my problem but all EV and i have been to so many places just to solve my problem but no one has a solution, until i met this powerful and great man. called Dr. osita, I almost lost my marriage if not of this great man. please everyone this is my story. whenever i am pregnant i had a miscarriage i never knew someone around me she is the one responsible for my problem until i met Dr, osita and he told me everything even the name of this lady, her name is Rita, and he told me what to do and I follow his instructions to my greatest surprise after three days of everything he told me. this very lady confesses that she was the one responsible for my miscarriage she wanted to make sure that my husband Divorce me so that she can have him all by her side but my God never allowed that to happen, so I’m so happy right now. after a few months of everything I go to the hospital and the doctor confirms that I am three months pregnant so everyone out there this is a wonderful testimony and I want everyone to have faith and believe in whatever they are doing, this man can give light and favor in your marriage. Dr osita is a god sent to me and I will continue to share this because this is my way of appreciating you for the good work you have done for me, thank you very much sir, you are a great man and you are a god sent to the world, God bless you for me, please everyone reading this online and if you have any problem with your marriage relationship, just add him on email Ositabello8@gmil.com or WhatsApp +4915217824272, he will give you a permanent solution to it

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